Julula

Retirement planner

Julula takes the savings you already track, your retirement funds, investments and what you add each month, and shows whether they're on track for the income you want when you retire, in today's money.

Julula is in private early access.

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What you get today

  • A clear answer: on track or behind, and by how much each month, for the income you want.
  • In today's money: your retirement income shown in today's prices, so you can compare it with your life now.
  • From your real accounts: choose which accounts count; their values and monthly contributions come straight from Julula.
  • Rental income counts: rent from a property you let out is added to your retirement income.
  • Your pot over time: a chart of your savings growing until you retire, then being spent down.
  • Your own figures: change the retirement age, how long it must last, the income you want and the inflation you expect.
  • Private, no bank logins. You add your own figures. Julula never asks for your banking passwords.

Coming soon See your retirement in good and bad markets, with the chance your money lasts, not just the average.

The Retirement page in Julula, in dollars.
Example figures, not a real person's.

Questions

What is a retirement planner?

A tool that takes what you've saved and what you save each month, and shows what income it could give you when you retire, and whether that's enough.

How is this different from a retirement calculator?

A calculator works from figures you type in once. Julula works from your actual accounts and stays current as you update them, so your answer changes as your savings grow.

What growth does Julula assume?

Inflation plus 5% a year, steady, before tax and fees. Real markets go up and down, so treat it as a guide. You can change the inflation figure yourself.

Can I retire early?

Change the retirement age and see what it does to your income.