Debt tracker
Your mortgage, car loan, credit cards and personal loans, in one place. Julula shows when each will be paid off, how much interest is still to come, and the month you'll be debt-free.
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What you get today
- Every loan as its own card: the balance, the rate and payment, and the month it will be paid off.
- Your debt-free date: the month your last loan is paid off, and the interest still to pay across all of them.
- Debt over time: what you've paid off so far, and the path to zero.
- Where each payment goes: each year's payments split into interest, what you owe, and fees.
- Loans with what they paid for: a mortgage next to its home and a car loan next to its car, so you see the equity.
- Rate changes: update the rate and payment when you add a new balance, and the payoff is worked out again.
- Private, no bank logins. You add your own figures. Julula never asks for your banking passwords.
Coming soon See which loan to pay off first, and how much sooner extra payments could make you debt-free.
Questions
What is a debt tracker?
A place to keep every loan you have, so you can see what you owe in total, how fast it's going down, and when you'll be free of it.
How does Julula know when my loan will be paid off?
From the balance, the interest rate and your payment. Each month interest is added and your payment is taken off, until the balance reaches zero.
What if my interest rate changes?
Add the new rate with your next balance. The payoff date and the interest still to pay are worked out again from then on, and the old rate stays in the history.
Does it include my mortgage?
Yes, and it shows it next to your home, so you can see how much of your home you really own.